In the event that you have lost your health insurance, it tends to be a difficult and concerning circumstance. In any case, there are steps you can take to resolve this issue and track down elective choices for wellbeing inclusion. Here are a moves toward consider: ๋ฐ์นด๋ผ์ฌ์ดํธ
1. Survey What is happening:
Evaluate why you lost your medical coverage. In the event that it was because of an employment cutback, check whether you fit the bill for COBRA (Combined Omnibus Spending Plan Compromise Act) inclusion, which permits you to proceed with your boss supported medical coverage temporarily. On the other hand, check in the event that you fit the bill for an Extraordinary Enlistment Period (SEP) in the Health care coverage Commercial center.
2. Check for Unique Enlistment Period (SEP):
Losing your medical coverage might qualify you for an Extraordinary Enlistment Period (SEP) in the Health care coverage Commercial center. SEP permits you to sign up for or change your health care coverage plan beyond the regular open enlistment period. You for the most part have 60 days from the date of losing inclusion to apply for another arrangement through the Commercial center.
3. Investigate Medicaid:
Assuming you have a low pay or restricted monetary assets, you might fit the bill for Medicaid, a taxpayer supported initiative that gives wellbeing inclusion to qualified people and families. Qualification rules differ by state, so check with your state’s Medicaid office to check whether you qualify.
4. Think about Transient Health care coverage:
Momentary health care coverage plans give transitory inclusion to a restricted span, typically as long as 364 days. While they may not offer complete inclusion like standard health care coverage, they can give some degree of security during momentary periods.
5. Investigate Medical coverage Appropriations:
In the event that your pay has changed because of employment cutbacks or different conditions, you might be qualified for health care coverage sponsorships through the Health care coverage Commercial center. These appropriations can assist with bringing down your month to month premium expenses. ์นด์ง๋ ธ์ฌ์ดํธ
6. Look for Help from Medical coverage Pilots:
Health care coverage pilots or enlistment assistants can assist you with understanding your choices and guide you through the most common way of signing up for health care coverage. They are accessible in numerous networks and can give free help.
7. Check with Proficient Affiliations or Associations:
A few expert affiliations and worker’s guilds offer gathering health care coverage plans to their individuals. Check assuming you are qualified for any such plans.
8. Think about Disastrous Medical coverage:
In the event that you are under 30 or meet specific difficulty exceptions, you might be qualified for devastating health care coverage plans. These plans ordinarily have lower charges yet higher deductibles and are intended to give inclusion to significant clinical costs.
9. Investigate State Health care coverage Projects:
A few states offer their own health care coverage programs for occupants who don’t fit the bill for Medicaid however need reasonable inclusion. Research assuming your state gives such choices.
Recall that doing without health care coverage can present monetary and wellbeing chances. It’s fundamental to investigate your choices instantly and pick the best inclusion that addresses your issues and spending plan. On the off chance that you really want help, consider contacting an authorized protection specialist or a medical care pilot for direction. ์จ๋ผ์ธ์นด์ง๋ ธ์ฌ์ดํธ